How to Pay for Addiction Treatment

Addiction Treatment |

There are a wide variety of options for treatment centers. If you were looking for a way to heal your drug or alcohol addiction, you’ll find that there are many choices that range from a few thousand dollars to over 100,000 per month and if you’re addiction is severe, there’s a good chance that you’re spending your money on your drinking or drug use with little left in the bank.

However, it’s quite possible that you have money saved and that you’re willing to pay for the high costs of treatment to make sure that you get sober and stay that way. This article will address the payment options for addiction treatment.

Pay For It Yourself

As mentioned above, there are many people who have a savings or an inheritance and who can afford to pay for treatment themselves. If you’re so lucky, keep in mind that there is an incredible range of services that a treatment center offers which might add to the cost of their program.

If you can afford addiction treatment on your own but you also want to keep the price low, you might look for treatment centers that meet your needs without all the fluff and luxurious add-ons. However, if you’re aiming to keep costs within your budget, be sure that a treatment center meets all your psychological and physical needs.

There are just as many places that say they are reputable and yet they aren’t accredited by the state, and/or their clinicians aren’t licensed. Try to find a treatment center that has a nice balance between high quality and low cost.

Use Your Health Insurance

Most health insurance plans cover mental health and substance abuse related services. However, many of them do not pay 100% of the costs of services. You’re likely going to have to pay out-of-pocket costs, not including co-payments. You might call your health insurance and find out specifically what you’re portion of the costs will be.

Look for Programs With a Sliding Scale or Reduced Payment Options

There are a handful of affordable treatment programs in every state. They are there to meet the needs of the low-income population in the state. These types of programs might have certain eligibility requirements in order to be admitted. You can find a list of programs that offer sliding scale payment options by contacting your state’s substance abuse agency.

You can also call the Substance Abuse Mental Health Services Administration (SAMHSA)’s helpline and ask about affordable treatment programs in your area.

Borrow the Money From a Friend or Family Member

This option is not always recommended because of the strain it might put on your relationship with a person who lends you money. However, many individuals who go through an addiction treatment program get their treatment because of a generous and loving friend or family member.

This might be especially true for those who do not have the money or the insurance to cover treatment costs. If you can make a healthy arrangement with the person who lend you money, then why not take advantage of the generosity being offered?

These methods are the most popular ways of paying for addiction treatment. If you desperately need treatment, contact a therapist who works specifically with addiction. He or she may know of other options in your community.


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